Many utilities in DC & Maryland offer on-bill financing, low-interest loans, or special rate programs for efficient water heating equipment. These may not always appear as flashy rebates, but they can spread costs over time while you enjoy immediate savings.
Pepco, BGE, SMECO: Ongoing efficiency financing programs
Washington Gas: Rebates & seasonal manufacturer promos (e.g. Rinnai stackers)
DCSEU: Energy coaching and ongoing incentive support for District residents

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